Fees & Costs.
Explore our fees & costs guides. Your wallet, your money, your terms.
What Is an Exchange Rate Markup? Hidden Fees Explained
Learn how exchange rate markups work, how providers profit from the spread between mid-market and offered rates, and how to compare the true cost of sending money.
Typical markup: 1-4% · Mid-market rate source: Reuters / XE
Why Are International Transfers So Expensive?
International transfers cost an average of 6.35% globally. Learn why correspondent banking, exchange rate markups, and lack of competition keep fees high — and how to pay less.
Global avg. cost: 6.35% · UN target: 3% by 2030
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