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remittances financial-access guides

Mexico Remittance Map: Where Dollars Flow

Banxico data shows Mexico received $61.8B in remittances in 2025 across 155.7M transfers. See why this matters for dollar wallets.

2025 remittances

$61.79B

Change vs 2024

-4.6%

Average transfer

$397

Cost to send $200

4.54%

What does Banxico data reveal about remittances?

Banco de Mexico’s SIE table CA11 shows Mexico received $61.791 billion in remittances in 2025 through 155.74 million operations, with an average remittance of $397. Banxico notes that remittance figures are preliminary and subject to later revision.

That total was 4.6% lower than 2024, the first annual decline since 2013. The flow is still large, but the direction changed after more than a decade of growth. Early 2026 data points back up, with first-quarter remittances of $14.45 billion, up 1.4% year on year.

That is not just a macro number. It is a household cash-flow map.

Mexico’s remittance data is unusually rich. Banxico publishes national totals, transaction counts, average remittance size, channel data, seasonally adjusted series, and state-level tables.

How did the money arrive in 2025?

Almost all of it moved electronically, then split at the point of payout between cash pickup and bank deposit.

Detail2025 figureSource
Sent electronically99.1% of all remittance incomeBanxico
Collected as cash49.6% of electronic remittancesBanxico
Credited to account50.4% of electronic remittancesBanxico
Cost to send $2004.54% on the US to Mexico corridorWorld Bank

The top recipient states were Guanajuato, Michoacán, and Jalisco, each taking roughly 8 to 9% of national remittance income. The cost figure matters too: the US to Mexico corridor at 4.54% is cheaper than the 6.36% global average, but still above the 3% target the UN set for 2030.

Why is this data hard to use?

Banxico’s data is public and excellent. It is also spread across dense Spanish-language SIE tables.

Useful tables include:

Banxico tableWhat it showsWhy Arca cares
CA11National remittance income, transfers, average amountShows total household-scale dollar inflow
CE181Seasonally adjusted remittance income dataShows trend without seasonal noise
CE190Electronic remittance, cash payment, and deposit-to-account dataShows how channels are changing
CE100Remittances by federal entityShows state-level exposure

This is exactly the kind of official data Arca can translate into practical research.

Why do remittances matter for dollar access?

Remittances are cross-border dollar flows that become household spending, savings, school fees, medical payments, home construction, and business capital.

When a sender pays a fee or gets a weak exchange rate, the loss is not abstract. It reduces what a family can use. That is why Arca already tracks where remittance money goes and exchange-rate markup.

The Mexico map adds a second layer: where the money lands.

What a state-level map shows

A state-level view answers questions a national total cannot:

Map layerUser question
Total remittance income by stateWhich states receive the most dollars from abroad?
Remittances per householdWhere are remittances most important relative to population?
Average transfer amountWhere do send sizes differ?
Channel mixHow much is electronic, cash, or account deposit?
Year-over-year changeWhere are flows rising or falling?

This turns “Mexico receives billions in remittances” into “these specific communities rely on cross-border dollar movement.”

Where does a dollar wallet fit?

A dollar wallet fits when families want the choice to receive or hold dollar value before converting to local currency. That can matter when a provider hides cost in the exchange rate or when the recipient wants to save part of the transfer in dollars.

It does not mean every recipient should hold all funds in dollars. People in Mexico need pesos for daily spending. The advantage is control: receive, hold, compare, convert, and send with more transparency.

For corridor-specific costs, read US to Mexico remittance costs explained. For the broader mechanics, read how international money transfers work.

Why this data is trustworthy

Most remittance pages compare providers. Provider comparisons can be useful, but they change constantly and can become thin and quickly outdated.

Banxico data offers a stronger path:

  • It is official.
  • It is updated regularly.
  • It has national and state-level detail.
  • It includes transfer counts and average transaction size.
  • It supports charts, maps, and clear summaries.

That makes the Mexico remittance map a durable reference.

Data as of

Figures use Banxico 2025 annual data from SIE table CA11, current as of June 2026. Banxico marks remittance figures as preliminary and revises them, so the linked tables hold the latest version.

Compare across countries

See the Latin America dollar-access data for the regional picture, or the full Dollar Access Data Center.

Sources

Send and hold dollars from your phone.

Arca helps families move dollar value with fewer layers.

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