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Send to a wallet

Send USDC or USDT to a wallet address, choose the right network, review the fee, and track the transfer safely.

Updated

Use Send to a wallet when the recipient gives you a wallet address that starts with 0x.

Wallet transfers are final. Before you start, ask the recipient which token and network their wallet accepts. Arca currently supports USDC and USDT on Base, Optimism, Arbitrum, and Ethereum; both sides must use the same token and network.

Warning: Sending to the wrong address or network normally cannot be reversed. Confirm the details with the recipient before you send.

Send the transfer

  1. On the Wallet tab, tap Send > Send to a wallet.
  2. Choose the recipient’s network and USDC or USDT.
  3. Enter the amount.
  4. Paste the address, scan its QR code, or choose a saved wallet-address contact. Scanning a QR code does not change your token or network selection.
  5. Review the current fee. Your balance must cover both the amount and the fee.
  6. Tap Review. Compare the recipient address, token, network, amount, fee, and total with the recipient’s instructions.
  7. Send only when every detail matches.

Arca checks the address format, prevents transfers to your own wallet addresses, and screens the recipient. If the address is restricted or the safety check is temporarily unavailable, nothing is sent. These checks cannot prove that the address belongs to the person you intend to pay.

Track the transfer

The transfer appears in Activity. You can close a pending status message; Arca keeps following the transfer. A pending wallet transfer cannot be opened until it succeeds or fails. After that, open it for the transaction link and available details.

If the transfer fails, the status message confirms that no funds were withdrawn. If it remains pending, refresh Activity and do not send the same payment again.

Check before you send

  • Compare the first and last characters of the address after pasting or scanning.
  • Send a small test amount before a large first transfer.
  • Never use this flow for Bitcoin, a network’s native coin, or another unsupported token.
  • Stop if the payment request changes unexpectedly or someone is rushing you.